function montremess(quel){
	if(quel == 'help') { 
		var message    = 
		'Input Principal, Interest Rate, Amort. (Yrs), Term (Yrs) and Payment type and \n' +
		'click on \"Calculate Payment\" to calculate the Periodic payment.\n\n'+
		'Or input Payment (bottom of form), Interest Rate, Amort. (Yrs), Term (Yrs) and Payment type\n' +
		'and Click on \"Calculate Principal\" to calculate the value for a FIXED Periodic Payment you type in.\n' +
		'     Example...: \n' + 
		'     With $700 payment and 6 % interest -- what is the Principal ?\n ' +
		'    Type 700 in \"input payment\" (bottom of form), type 6 in Interest Rate and \n' +
		'     Click on \"Calculate Principal\".\n'
		 		
	}
	if(quel == 'about') { 
		var message    = 
				'Bill Clark Homes - Real Estate Mortgage Calculator.\n\n' + 
				'U.S. Rates compounded each period.\n\n' +
				'This mortgage calculator uses javascript to process its calculations,\n' +
				'your actual mortgage payments might be slightly different than\n' +
				'the results shown here.\n\n'
				
	}
	alert (message);
}

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